Fio Smartbanking is a banking application that will make your life easier. Thanks to it, you will always have your account at hand. You can easily solve unexpected situations and check your account movements anytime, anywhere. You pay quickly or promptly change the limits on your payment card. You have the opportunity to apply for a loan, start saving or investing. And there is much more.

Maximum security
The application is protected for login and transaction authorization, meets the latest security standards.

Activation and account opening in a few clicks
• If you are our client, you simply download the application and connect it to your account.
• If you are not yet our client, you can open an account conveniently in the application. Simply, quickly and for free.

Why Fio Smartbanking
• It is simple, fast and safe.
• It is transparent and reliable.
• You are always in control of your money.
• You can customize it to your liking.
• Offers everything you need for effective money management.

What the app offers
- Possibility to customize the home screen.
- Balance widget on the phone screen.
- Payment by mobile phone or watch.
- Instant free payments in EUR and CZK.
- Payment by scanning a QR code, reading a receipt or account number.
- Pay me functions - QR code generation for payment.
- Control card limits with one thumb.
- Opening new accounts and the possibility to apply for a new card.
- Application for an overdraft loan.
- Saving and investment options.
- Authorized communication via Fio service or calling the infoline from the application.
- Mode selection (full/passive/authorization/passive&authorization).