Kredito is an online cash loan platform that has been licensed and supervised by OJK with registration number KEP-47/D.05/2021. You can borrow cash with a maximum limit of IDR 30,000,000 without collateral. Kredito also protects personal privacy data. Download kredito, you can apply for easy & safe loans.

💰️ Loan Products
◉ Tenor: 91 days (minimum) to 360 days (maximum)
◉ Interest: 1.33% / month
◉ APR (maximum): 16% / year

👉 Example of transaction simulation:
If you choose a loan of IDR 1,000,000 with a term of 6 months, then the total interest to be paid:
IDR 1,000,000 * 1.33% * 6 = IDR 80,000
So, the total that must be returned (at maturity) with a loan of IDR 1,000,000, a term of 6 months = IDR 1,000,000 + IDR 80,000 = IDR. 1,080,000

🤩 How to use
Kredito serves cash loans, namely unsecured loans, easy, without collateral, online loan process, users can choose the amount of loan funds according to their needs with just the following steps:
1️⃣ Download the Kredito online loan application from the Google Play Store
2️⃣ Complete personal data correctly
3️⃣ Set the amount and duration of the loan
4️⃣ Verification process with the system through the big data algorithm
5️⃣ Funds are disbursed quickly
Kredito is a leading and trusted financial technology company, which uses algorithm technology and a selection process using big data to provide better loan services for you and to support financial inclusion. Our mission is to bring security and convenience to users who need loan services from Kredito.

💪 Product Advantages
✅ Online loans - Without collateral
Kredito is a trusted and unsecured online loan platform and has affordable interest and loan service fees. If you are looking for an online loan for urgent needs, you can apply with the following conditions:
At least 18 years old, have an original ID card (e-ID card/regular ID card), and have a bank account in Indonesia. Very easy loan requirements, right?

✅ Easy to use
Download the Kredito Online Loan application, complete all loan application processes in just a few steps, it doesn't take long, anytime and anywhere all loan processes can be run easily just from your cellphone~

✅ Fast disbursement of funds
Your loan application will be approved quickly, not complicated, the money will be immediately disbursed to your bank account.

✅ Privacy and security
Kredito will protect all user information and will not share user information with third parties except with the consent of the user himself.

🏦 Payment method
You can pay the Kredito application loan bill via ATM transfer, M-Banking, and ALFA GROUP.

Kredito partner banks: BCA, Mandiri, BRI, BNI, Maybank, Permata
ALFA GROUP: Alfamart, Alfamidi, Alfa Express.

For more information, you can contact us via - Kredito Official Customer Service:
☎️Phone: 021-80600999
📷Instagram: @kreditoid
🟢WhatsApp: +6281119910024
📧Email: cs@kredito.id
🌐Website: www.kredito.id
⌚Working hours: Monday-Sunday (09:00 - 18:00 WIB)
📍Address: Mandiri Inhealth Tower, 12th Floor, Jl. Prof. Dr. Satrio, Kav E-IV No.6, Mega Kuningan Kel. Karet Kuningan, Kec. Setia Budi South Jakarta 12940