At the moment Qonto is only available for companies registered in France, Germany, Italy and Spain.

1- All payment methods your business needs.
Order physical and virtual Mastercard cards to simplify your expense management.
Initiate and receive SEPA and SWIFT transfers.
Pay by Direct Debit.
Deposit your clients' checks.

2- Bookkeeping without pain. Ease your business life on-the-go.
Access your unlimited transaction history.
Get real-time notifications.
Create custom labels for a detailed follow-up of your expenses.
Add receipts to your transactions.
Conduct VAT reconciliation in no time.
Ask for missing receipts in a click.
Connect Qonto to your accounting tool.

3- Collaborate to finance management.
Create tailor-made access for your team members.
Give read-only access to your accountant.
Provide Qonto cards to your team members and say goodbye to expense reports.
Set payment limits for each team member and keep control.
Let your team members request transfers.

Last but not least, our pricing is simple, transparent and comes with extra-fast customer service!

By the way, is Qonto a bank?

Qonto is a payment institution supervised by the Banque de France (under number CIB 16958). We allow existing companies as well as companies that are under the registration process to benefit from a current account and all the means of payment they need to run their activity efficiently (physical and virtual cards, debits, transfers, check deposits).

As a regulated payment institution, all of our clients' funds are secured by our partner Crédit Mutuel Arkéa and covered by the Fonds de Garantie des Dépôts et Résolution (FGDR) to up to € 100,000. Unlike a traditional bank account, a Qonto account can’t be a debtor and doesn’t allow cash deposit.

Send us your questions, comments or love letters to support@qonto.eu